Every week a Guardian Money reader submits a question, and it’s up to you to help him or her out – a selection of the best answers will appear in next Saturday’s paper.
This week’s question: I’m a self-employed decorator, but after a bad injury from falling off a ladder, I won’t be able to work for about six months. I never bought insurance so now I’m broke. What do other self-employed people find is worth buying to protect themselves if they can’t work?
Do you have a problem readers could solve? Email your suggestions to [email protected] or write to us at Money, The Guardian, Kings Place, 90 York Way, London N1 9GU.